Three in 10 investors ‘contributing more despite market uncertainties’

Three in 10 (30%) investors contributed more into their portfolios than they usually do in the first quarter of this year, despite market uncertainties, a survey has found.

Around a fifth (19%) said they invested less than they normally do, while around two-fifths (41%) maintained their usual investing levels, according to the research for Scottish Widows.

A small proportion, at just over 3%, withdrew all their money from their investments.

Half (50%) of those who contributed more to their portfolios in the first quarter of 2026 reported positive returns.

Looking ahead, a further 30% plan to increase the amount they invest in the next three months – around double the proportion who plan to invest less (14%) – according to the Scottish Widows “investment pulse” survey of more than 2,000 non-advised UK investors.

In the first three months of 2026, investors overall contributed an average of £2,413 to their portfolios, the research found.While a fifth (21%) said they made little or no changes to their portfolios in the first quarter of 2026, 15% chose to move some investments into cash, while 14% invested more in individual shares.

Meanwhile, 13% invested more in cryptocurrency and 11% put more into gold.

Living costs and changes in personal circumstances were found to be common factors influencing investment changes in the past three months.

The conflict in the Middle East has prompted volatility in financial markets, as well as concerns over rising prices.

Manuel Pardavila-Gonzalez, managing director of investments at Scottish Widows, said: “Despite a volatile market, investors demonstrated confidence in the first quarter of 2026 – increasing their investments even with geopolitical headwinds threatening international markets and potential returns.

“While uncertainty looks set to continue, more bullish investors are driven by their own financial motivations, not just global shocks – looking to increase the amount they invest to grow their wealth, support retirement savings or mitigate the cost of living.”

Censuswide surveyed more than 2,000 non-advised UK investors in March, excluding private and personal pensions.