Donegal's car insurance premiums are right on the national average, study reveals
The average car insurance premium in the county now stands at €726, which is the national average, placing Donegal 12th cheapest out of the 26 counties surveyed by Chill Insurance.
Donegal is right on the national average on Ireland's latest car insurance price rankings, according to newly published figures for March 2025.
The average car insurance premium in the county now stands at €726, which is the national average, placing Donegal 12th cheapest out of the 26 counties surveyed by Chill Insurance.
Kilkenny retains its position as the cheapest county in Ireland for car insurance, with an average premium of €629. It is followed by Waterford (€643), Leitrim (€596), Cork (€644), and Wicklow (€661) - rounding out the top five most affordable counties.
At the other end of the scale, Longford remains the most expensive county, with average premiums soaring to €1,042. Other high-cost counties include Louth (€873), Limerick (€838), Monaghan (€833), and Cavan (€829).
“Car insurance costs depend on a combination of factors. Insurers will look at various components including, your age, the type of vehicle you are looking to insure, your current job title, your claims history, eircode, annual mileage, and any additions you may choose to make to your car,” Chill Insurance said. “By comparing quotes from 14 different insurers, we always make sure to find the best value insurance for you.
“Taking all of this into account, we've created the ultimate pricing index for car insurance in 2025 to help you compare insurance premiums based on the make and model of your car, what county you live in, your occupation, as well as several other factors.”